Home Buyer Education
Are you considering becoming a homeowner? Do you want to know what type of loan products are available to make you eligible to become a homeowner? Buying a home is a significant milestone in one's life and education is the key to determine if you are ready to be a homeowner. ECHO Housing is offering a free First-Time Homebuyer Education workshop to learn more about the home buying process. In addition, ECHO Housing is offering free first-time homebuyer counseling including financial counseling and credit counseling to prepare you in purchasing your first home.
Choosing the right home loan is just as important as choosing the right home. Consumer Financial Protection Bureau provides online tools and resources to help homebuyers know what to expect—and what questions to ask—every step of the way.
Benefi Talk provides first time homebuyer and financial education and counseling to help match those in need with programs and services that benefit them most.
- Learn how credit affects your monthly mortgage payment
- Learn how much home can you afford
- Receive one-on-one counseling
- Receive realtor assistance for buying and selling
Check out BenefiTalk first time home buyer resources and tell us what you think!
Homebuyer Education Class
Below Market Rate applicants must complete a HUD-approved 8-hour first-time homebuyer education course. The date on the completion certificate for the class must be within 6 months of the date of application for a BMR Unit. The following agencies offer a HUD approved course. Other agencies may qualify if they meet the HUD-approved 8-hour homebuyer education course.
- Credit.org (online)
- eHome (online, includes 1-on-1 counseling follow-up session)
- Habitat for Humanity (in person)
- HUD-Approved Housing counseling Agency (in person)